Let's talk about a real accounting nightmare for Day 14 of Vibe Accounting.
You get a refund in Stripe, processed in a foreign currency. You now have to build workflow logic for full vs. partial refunds, calculate the FX gain/loss because the payment and refund dates are different, reverse the future revenue on the subscription, and then handle the tax reversal - which could be inclusive VAT or an exclusive sales tax.
This creates a branching workflow so confusing that even a seasoned accountant struggles to keep it straight.
We threw this entire mess at our AI agent, Luca, and it built the complete multi-path automation in under 5 minutes!
When I asked for a change, it updated the exact node in the workflow with a surgical precision that a human simply could not match.
Then it did something that blew us away (again). It proactively analyzed our other Stripe account, noticed a data field was missing to properly handle VAT, and surfaced the concern. It found a problem we didn't even ask it to look for.
We’ve reached a new standard of automation. An AI can now manage a level of multi-system complexity that is beyond the practical limits of a manual, human-led process. This is the new baseline for financial automation. Anything less is just a toy.