---
title: From Reading a Chart of Accounts to Deciphering Financial Philosophy | Vibe Accounting in Public - Day 13
description: Amazing. We feed our AI agent messy descriptions, SKUs, vendor names. It reverse-engineers our company's financial philosophy from the chart of accounts.
---

[Leapfin Blog ](https://www.leapfin.com/blog)

# [From Reading a Chart of Accounts to Deciphering Financial Philosophy | Vibe Accounting in Public - Day 13](https://www.leapfin.com/blog/from-reading-a-chart-of-accounts-to-deciphering-financial-philosophy-vibe-accounting-in-public-day-13)

 Written by [Erik Yao, Co-Founder & CTO at Leapfin](https://www.leapfin.com/blog/author/erik-yao) | Sep 29, 2025 2:55:01 PM

Our AI is learning to read minds. Or the next best thing: a company's Chart of Accounts. On Day 13 of Vibe Accounting we discovered something interesting about semantic understanding in accounting AI.

[Our AI agent Luca](https://www.leapfin.com/luca-ai) is hitting 95% accuracy on GL account suggestions from raw transaction data. We feed it messy descriptions, SKUs, vendor names - the usual chaos - and it consistently picks the right account.

But the fascinating part isn't the accuracy. It's how the AI is reasoning. The system is reverse-engineering each company's financial philosophy from their chart of accounts that are fed as context.

Same transaction, three different companies. Let's say we have the following transaction: "Stripe processing fees - $2,847":

- Company A → "G&A - Payment Processing Fees"
- Company B → "Cost of Revenue - Transaction Fees"
- Company C → "Sales & Marketing Expense - E-commerce Fees"

It nails all three because it's not just matching keywords, it’s deciphering each company's strategic DNA from their existing books. It's inferring business strategy from account structures.

The 5% of errors? Those are the genuinely ambiguous cases where even human accountants would need to ask around.

This means the accountant's role is shifting from manually coding transactions to teaching the AI how their business speaks the language of money.

### Read our other Vibe Accounting in Public posts:

[Day 19 - Complete Stripe Order-to-Cash and Revenue Recognition Workflow in 5 Minutes](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy9jb21wbGV0ZS1zdHJpcGUtb3JkZXItdG8tY2FzaC1hbmQtcmV2ZW51ZS1yZWNvZ25pdGlvbi13b3JrZmxvdy1pbi01LW1pbnV0ZXMtdmliZS1hY2NvdW50aW5nLWluLXB1YmxpYy1kYXktMTk%3D&ct=SEARCH&pid=8117914&cid=197594940337&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=13&ab=true&opcid=&rs=UNKNOWN&hs-expires=1791986986&hs-version=1&hs-signature=APUk-v4z2y2pyzG-xrIzj0IXCkrX_HB-pg)

[Day 18 - Determining When FX Calculations Should Occur](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy9kZXRlcm1pbmluZy13aGVuLWZ4LWNhbGN1bGF0aW9ucy1zaG91bGQtb2NjdXItdmliZS1hY2NvdW50aW5nLWluLXB1YmxpYy1kYXktMTg%3D&ct=SEARCH&pid=8117914&cid=197588999857&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=5&ab=false&opcid=&rs=UNKNOWN&hs-expires=1791986891&hs-version=1&hs-signature=APUk-v57oKG6DywSxDXtyvzTVgauwBvXqw) 

[Day 17 - Instantly Customizing a Revenue Report For a 4-4-5 Retail Calendar](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy9pbnN0YW50bHktY3VzdG9taXppbmctYS1yZXZlbnVlLXJlcG9ydC1mb3ItYS00LTQtNS1yZXRhaWwtY2FsZW5kYXItdmliZS1hY2NvdW50aW5nLWluLXB1YmxpYy1kYXktMTc%3D&ct=SEARCH&pid=8117914&cid=196792675163&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=15&ab=true&opcid=&rs=UNKNOWN&hs-expires=1791986986&hs-version=1&hs-signature=APUk-v5OQbuPL1z4EHXfRNLjxnm4zFrorQ)

[Day 16 - Can Our AI Agent Handle Complex Revenue Recognition for Consumption-Based AI-Focused Businesses? ](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy9jYW4tb3VyLWFpLWFnZW50LWhhbmRsZS1jb21wbGV4LXJldmVudWUtcmVjb2duaXRpb24tZm9yLWNvbnN1bXB0aW9uLWJhc2VkLWFpLWZvY3VzZWQtYnVzaW5lc3Nlcy12aWJlLWFjY291bnRpbmctaW4tcHVibGljLWRheS0xNg%3D%3D&ct=SEARCH&pid=8117914&cid=196787244401&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=19&ab=true&opcid=&rs=UNKNOWN&hs-expires=1791986986&hs-version=1&hs-signature=APUk-v5gkvIws8oqR50jmwERNaBDi7-YxA)

[Day 15 - The Difference Between a Cool AI Demo and a System You Can Bet Your Audit On](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy90aGUtZGlmZmVyZW5jZS1iZXR3ZWVuLWEtY29vbC1haS1kZW1vLWFuZC1hLXN5c3RlbS15b3UtY2FuLWJldC15b3VyLWF1ZGl0LW9uLXZpYmUtYWNjb3VudGluZy1pbi1wdWJsaWMtZGF5LTE1&ct=SEARCH&pid=8117914&cid=196786908048&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=17&ab=true&opcid=&rs=UNKNOWN&hs-expires=1791986986&hs-version=1&hs-signature=APUk-v4kp9_JX1MpFH6nYwCX_-iGXgceqQ)

[Day 14 - When AI Finds a Stripe Data Problem We Didn't Even Ask It To Look For ](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy93aGVuLWFpLWZpbmRzLWEtc3RyaXBlLWRhdGEtcHJvYmxlbS13ZS1kaWRudC1ldmVuLWFzay1pdC10by1sb29rLWZvci12aWJlLWFjY291bnRpbmctaW4tcHVibGljLWRheS0xNA%3D%3D&ct=SEARCH&pid=8117914&cid=196787169421&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=18&ab=true&opcid=&rs=UNKNOWN&hs-expires=1791986986&hs-version=1&hs-signature=APUk-v4cZTFXTrWOoN17x5_yR5B5zG2dgw)

[Day 13 - From Reading a Chart of Accounts to Deciphering Financial Philosophy ](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy9mcm9tLXJlYWRpbmctYS1jaGFydC1vZi1hY2NvdW50cy10by1kZWNpcGhlcmluZy1maW5hbmNpYWwtcGhpbG9zb3BoeS12aWJlLWFjY291bnRpbmctaW4tcHVibGljLWRheS0xMw%3D%3D&ct=SEARCH&pid=8117914&cid=196786951680&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=11&ab=true&opcid=&rs=UNKNOWN&hs-expires=1791986986&hs-version=1&hs-signature=APUk-v5OvVwQC7Ygnw3SMIuiXncSTQv3gw)

[Day 12 - ROI Analysis: AI vs Manual Revenue Recognition](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy9yb2ktYW5hbHlzaXMtYWktdnMtbWFudWFsLXJldmVudWUtcmVjb2duaXRpb24tdmliZS1hY2NvdW50aW5nLWluLXB1YmxpYy1kYXktMTI%3D&ct=SEARCH&pid=8117914&cid=196786689432&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=10&ab=false&opcid=&rs=UNKNOWN&hs-expires=1791986891&hs-version=1&hs-signature=APUk-v4ngM7c8Nqn8Jh1IJRHuQnvpt-hkA)

[Day 11 - An ASC 606 Compliance Review in 60 Seconds ](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy9hbi1hc2MtNjA2LWNvbXBsaWFuY2UtcmV2aWV3LWluLTYwLXNlY29uZHMtdmliZS1hY2NvdW50aW5nLWluLXB1YmxpYy1kYXktMTE%3D&ct=SEARCH&pid=8117914&cid=196786587717&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=3&ab=false&opcid=&rs=UNKNOWN&hs-expires=1791986891&hs-version=1&hs-signature=APUk-v7QCEWKOpLQ6egJ9irQqz4VNNT-rA)

[Day 10 - Shattering the Accounting Software Language Barrier](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy9zaGF0dGVyaW5nLXRoZS1hY2NvdW50aW5nLXNvZnR3YXJlLWxhbmd1YWdlLWJhcnJpZXItdmliZS1hY2NvdW50aW5nLWluLXB1YmxpYy1kYXktMTA%3D&ct=SEARCH&pid=8117914&cid=195713167172&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=1&ab=false&opcid=&rs=UNKNOWN&hs-expires=1791986891&hs-version=1&hs-signature=APUk-v6zKIBgOIVEkP2laWPbPVaRnfH1qw)

[Day 9 - Can Our AI Actually Reconcile Accounts Receivable? ](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy9jYW4tb3VyLWFpLWFjdHVhbGx5LXJlY29uY2lsZS1hY2NvdW50cy1yZWNlaXZhYmxlLXZpYmUtYWNjb3VudGluZy1pbi1wdWJsaWMtZGF5LTk%3D&ct=SEARCH&pid=8117914&cid=195713033066&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=7&ab=false&opcid=&rs=UNKNOWN&hs-expires=1791986891&hs-version=1&hs-signature=APUk-v7XFlLg9tUjFX1thcOs_e6bWQu0NA) 

[Day 8 - Translating Complex Automation Code Into a Clear, Visual Workflow ](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy90cmFuc2xhdGluZy1jb21wbGV4LWF1dG9tYXRpb24tY29kZS1pbnRvLWEtY2xlYXItdmlzdWFsLXdvcmtmbG93LXZpYmUtYWNjb3VudGluZy1pbi1wdWJsaWMtZGF5LTgt&ct=SEARCH&pid=8117914&cid=195713032547&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=8&ab=false&opcid=&rs=UNKNOWN&hs-expires=1791986891&hs-version=1&hs-signature=APUk-v4xlRy3KMb_Vu741Furnc7Kq32fHg)

[Day 7 - Tokenomics: the Hidden Line Item in Your AI Strategy](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy90b2tlbm9taWNzLXRoZS1oaWRkZW4tbGluZS1pdGVtLWluLXlvdXItYWktc3RyYXRlZ3ktdmliZS1hY2NvdW50aW5nLWluLXB1YmxpYy1kYXktNw%3D%3D&ct=SEARCH&pid=8117914&cid=195710366566&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=9&ab=false&opcid=&rs=UNKNOWN&hs-expires=1791986891&hs-version=1&hs-signature=APUk-v4Mk0fEURJ9kbOZ82r_dtZz6ijlkA)

[Day 6 - Our AI Accounting Agent Leveled Up From a Tool to a Teammate 🤝](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy9vdXItYWktYWNjb3VudGluZy1hZ2VudC1sZXZlbGVkLXVwLWZyb20tYS10b29sLXRvLWEtdGVhbW1hdGUtdmliZS1hY2NvdW50aW5nLWluLXB1YmxpYy1kYXktNg%3D%3D&ct=SEARCH&pid=8117914&cid=195710529681&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=16&ab=true&opcid=&rs=UNKNOWN&hs-expires=1791986986&hs-version=1&hs-signature=APUk-v68NkX-EzLoQWnJgKtVzdpvLwO6pg)

[Day 5 - When the AI Accountant Starts to Act Like an Annoying Intern](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy93aGVuLXRoZS1haS1hY2NvdW50YW50LXN0YXJ0cy10by1hY3QtbGlrZS1hbi1hbm5veWluZy1pbnRlcm4tdmliZS1hY2NvdW50aW5nLWluLXB1YmxpYy1kYXktNQ%3D%3D&ct=SEARCH&pid=8117914&cid=195710366310&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=12&ab=true&opcid=&rs=UNKNOWN&hs-expires=1791986986&hs-version=1&hs-signature=APUk-v45OcFx9eJmc-yigN2ypKVYSLbQzg)

[Day 4 - Generating a Perfect Deferred Revenue Waterfall Report](https://www.leapfin.com/blog/generating-a-perfect-deferred-revenue-waterfall-report-vibe-accounting-in-public-day-4)

[Day 3 - Our AI Accountant Just Became Its Own Technical Writer](https://www.leapfin.com/_hcms/analytics/search/conversion?redirect=aHR0cHM6Ly93d3cubGVhcGZpbi5jb20vYmxvZy9vdXItYWktYWNjb3VudGFudC1qdXN0LWJlY2FtZS1pdHMtb3duLXRlY2huaWNhbC13cml0ZXItdmliZS1hY2NvdW50aW5nLWluLXB1YmxpYy1kYXktMw%3D%3D&ct=SEARCH&pid=8117914&cid=195708963897&t=dmliZQ%3D%3D&d=www.leapfin.com&c=2&rp=14&ab=true&opcid=&rs=UNKNOWN&hs-expires=1791986986&hs-version=1&hs-signature=APUk-v7ZZO9XRQ6wm34MNDyBAl2qEGNYVg) 

[Day 2 - Creating a Basic Revenue Recognition Automation Rule](https://www.leapfin.com/blog/creating-a-basic-revenue-recognition-automation-rule-vibe-accounting-in-public-day-2): 

[Day 1 - Can AI Be Trusted With Automating Complex Accounting?](https://www.leapfin.com/blog/can-ai-be-trusted-with-automating-complex-accounting-vibe-accounting-in-public-day-1)

 

[Follow me on LinkedIn](https://www.linkedin.com/in/erikyao/recent-activity/all/)for more *Vibe Accounting in Public*.

 

[View full post](https://www.leapfin.com/blog/from-reading-a-chart-of-accounts-to-deciphering-financial-philosophy-vibe-accounting-in-public-day-13)

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